A Converged Credential is the merging identity credentials. A converged credential is typically a smart card that combines a bank card such as EMV credit card, logical access credential such as a one-time password (OTP) or PKI token, government or employee ID or physical access control card.
Converged Credentials: Understanding the Decision Points
Converged Credentials, or multi-application smart cards, are built on card architecture designs that perform multiple tasks across various ecosystems