October 2019 — STMicroelectronics has released the next generation of its STPay system-on-chip (SoC) payment solution, leveraging state-of-the-art technology to increase contactless performance and protection, reduce power demand, and significantly improve the user experience. A sample of “STPay-Topaz-1”, the first product of the family, is now shipping.

The new STPay-Topaz family solution comes ready for embedding in smart cards, loaded with payment applications running on certified Java Card platform, and meeting all required security and payment-scheme certifications. As the first such device manufactured in 40nm Flash technology, it is based on the ST31P450 secure microcontroller with cyber-protection, which includes the latest Arm® SecurCore® SC000™ 32-bit RISC core and cryptographic accelerators to block advanced forms of attack.

STPay-Topaz-1 operates on the Java Card 3.0.5 classic operating system with GlobalPlatform 2.2.1 MG 1.0.1 API support. It offers up to 60 Kbytes of non-volatile memory.

Support for a wide range of international and domestic payment schemes simplifies product management for card developers, enabling deployment in numerous markets worldwide. These include the global Visa, Mastercard, Amex, Discover, JCB, and CUP payment schemes, as well as domestic schemes including Brazil’s Elo, India’s RuPay, Interac in Canada, BankAxept in Norway, eftpos Payments Australia, and Thai Bankers Association. MIFARE Classic®, MIFARE Plus® and MIFARE DESFire® libraries and Calypso® are also proposed as an option, when transportation applets are required along with a banking applet.

Headquartered in Geneva, ST’s products enable smart driving and smart factories, cities and homes along with the next generation of mobile and Internet of Things devices. The STPAY-Topaz is now available as sawn wafers or micro-modules and in contactless, or dual-interface configurations with an extended range of industry-standard inlay and antenna technologies for better integration in plastic cards. It also comprises of tools, sample scripts, and support by local ST engineers to assist script development, validation, and personalization, ensuring optimum flexibility and fast time to market.

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